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Foreclosure Help
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Need help with your mortgage?
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You can make your payments more affordable through the Obama administration's Making Home Affordable Program. Request a loan modification by clicking the link below. If you are currently in a trial modification through the program, please remember to send all of the required documents to your mortgage servicer to make the modification permanent. Homeowners who entered into trials before Oct. 1, 2009, must complete the process by Dec. 31, 2009. Click the link below for help or call 1-888-995-HOPE (4673) and ask for "MHA Help."
Making Home Affordable
Help for Homeowners
Governor's message
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During these tough economic times, many Oregonians are struggling to make ends meet. Whether your family is facing a loss in income or is having trouble keeping up with the rising cost of living, the good news is that foreclosure is not inevitable. Because of a new state law, families may be able to modify their home loan so that the payment is lower, and there are many organizations throughout the state that can guide families through the process.
Upcoming Foreclosure Events and Workshops
Government agencies and nonprofit organizations hold events for homeowners on topics from foreclosure prevention to mortgage default. For more information, click below.
Foreclosure prevention counselors
HUD-approved foreclosure prevention counselors provide free help to Oregonians facing foreclosure. Call 1-800-SAFENET or click below for a list of counselors in your area.
Senate Bill 628 helps homeowners
A new Oregon law requires your lender to meet with you - in person or by phone - to discuss a loan modification that could lower your monthly payments and help you stay in your home. Click below for more information.
Foreclosure and mortgage scams
Learn how to avoid scams and how to file a complaint.
Foreclosures in Oregon
Overview
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Foreclosure is the legal means your lender can use to take your house if you are in default. The foreclosure process can be confusing for many homeowners; learn how it works.
Oregon's foreclosure laws
The Oregon Legislature recently passed laws to help homeowners facing foreclosure in Oregon. Click on the link below for more on those laws and the statutes that cover mortgage lending.
Information for renters
Tenants can be affected if the home they are renting is facing foreclosure. The link below provides information for renters.
News
Read the latest mortgage and foreclosure news, including announcements about new programs for homeowners.
More resources and foreclosure prevention publications
A resources list on taxes, loan programs, mechanic's liens, mortgage payments rights, and filing a complaint against a lender, and the publication "Foreclosure - you can avoid it." in English, Spanish, and Russian.

Links
 

Click here to go to the Oregon Dept. of Veterans' Affairs outreach contact form

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